What Do Workers' Compensation Benefits Cover?

After being injured in a workplace accident, one of your first steps should be to file for workers’ compensation benefits. State laws require most employers to carry workers’ compensation in the event that an employee is injured on the job. Moreover, workers’ compensation is not a fault-based system, which means regardless who might be to blame for the incident, an injured worker will usually be able to obtain these important benefits and, additionally, employers are generally protected from personal injury lawsuits.

That said, if you have never had to file for these benefits, you might not be entirely sure what is covered. Below is a helpful breakdown of the coverage workers’ compensation provides:

  • Medical costs related to the workplace injury or illness: When an employee is injured while performing his or her job duties, workers’ compensation covers the cost of any necessary medical attention, including emergency room visits, ambulance rides, and other medical bills associated with the workplace injury. For example, if you slipped on a wet surface at work and broke a bone, workers’ compensation would cover the treatment necessary care for it.
  • Lost wages: In some cases, an injury might prevent a worker from performing his or her job duties for a prolonged amount of time. Workers’ compensation will not cover the entirety of a person’s wages, but it will pay a portion of it. This is incredibly crucial for those who will be unable to resume work for quite some time and still need to keep up with their living expenses.
  • Ongoing care: For severe workplace injuries, ongoing medical treatment and care, such as rehabilitation, surgery, or treatment from specialists might be necessary. Even if your injury prevents you from ever being able to return to work, your employer’s workers’ compensation insurance will be responsible for the cost of that continued care.
  • Funeral costs: In cases where an injury at work ultimately leads to a worker’s death, workers’ compensation will cover the funeral expenses, allowing the employee’s family to mourn their loss without having to be concerned with money. It can also cover death benefits, including support payments to any dependents the employee might have.

To ensure the process of filing your workers’ compensation case goes smoothly, make sure you hire an attorney with experience in handling such cases for the best possible results.

Experienced Workers’ Compensation Attorneys in Cobb County

If you sustained an injury while performing your job duties, or developed an occupational illness, you need to act fast and file for the workers’ compensation benefits you deserve and need to get through this difficult time in your life. At Chestnut & Beller, our skilled team of workers’ compensation attorneys in Cobb County are committed to fighting on behalf of injured workers and helping them obtain these crucial benefits. Our legal team is backed by nearly 60 years of combined experience and a history of success. You can rely on our knowledgeable attorneys to work one-on-one with you throughout every step of the claims process.

Do not hesitate to reach out to us. Get started on your workers’ compensation case today and reach out to our law firm at (770) 285-5542 to request your free initial case evaluation with one of our compassionate attorneys.