How Are Workers' Compensation Benefits Paid?

After being injured in a workplace accident, you will likely be able to secure workers’ compensation benefits. These benefits will cover any necessary medical treatment that is related to your injury as well as your lost wages. That said, the types of workers’ compensation benefits you are able to receive will depend entirely on the specifics of your situation, including the severity of your injury and your chances of a full recovery.

One of the most pressing questions injured workers ask when it comes to their workers’ compensation benefits is in regards to how they will receive these benefits. Continue reading below to learn more about how workers’ compensation benefits are paid and what they cover.

Medical and Hospitalization Benefits

If you sustain a work-related injury or illness that requires hospitalization or medical treatment, workers’ compensation insurance will cover all of your necessary medical expenses. This includes:

  • Surgery
  • Hospital stays
  • Medications
  • Crutches or other assistive devices
  • Prosthetics
  • Nursing services

Be sure you keep thorough records of all the medical treatment you receive. In the event that there is an error, having detailed records readily available can make it a lot easier to correct the mistake.

Disability Benefits

Additionally, workers’ compensation will cover any lost earning capacity that prevents you from performing the duties you had prior to your injury. For example, if your injury rendered you temporarily and partially disabled, you would be entitled to 50% of the difference between your current wages and the wages you earned before your partial disability.

If you have a permanent disability, regardless if it is total or partial, you would also be eligible for compensation.

Vocational Benefits

If your injuries prevent you from returning to the job you previously had, workers’ compensation insurance might also cover vocational rehabilitation. Training can last up to two years and is designed to help you prepare for and secure new gainful employment that differs from your previous job. These vocational benefits include:

  • Vocational assessment
  • Vocational counseling
  • Resume services
  • Job training
  • Job placement

When Are Benefits Paid?

Workers’ compensation benefits are paid within 15 days of the payment due date. They might also be paid 15 days after the benefits are awarded by the Workers’ Compensation Commission (WCC). However, the WCC does not pay employees their workers’ compensation benefits. Their role is simply to ensure the claim is processed and to make decisions regarding approval or denial. It is the obligation of your employer’s insurer or your employer, if they are self-insured, to pay all benefits that are awarded by the WCC.

Workers’ Compensation Attorneys in Marietta and Cobb County

If you sustained an injury or occupational illness, you could be eligible for workers’ compensation benefits. At Chestnut & Beller, our workers’ compensation attorneys in Cobb County are dedicated to fighting on behalf of injured workers to ensure they receive the help they deserve. Backed by over 60 years of combined legal experience and a proven track record of success, you can rely on our team to provide the exceptional legal representation you need during this difficult time.

Begin your case today and contact our law firm at (770) 285-5542 to request a free case review.