How pre-existing conditions affect workers’ compensation
In Georgia, most workers can file for workers’ compensation in case of workplace injuries. However, some of these claims include the possibility of pre-existing conditions. A pre-existing condition is defined as a health problem that you had before applying for insurance coverage. Many insurance providers will deny your compensation claim for a pre-existing condition.
Aggravation of preexisting health condition
Although there are many types of pre-existing health conditions, the main concern in a workplace injury case is the aggravation of pre-existing conditions. This is where you are injured at work, and you require medical treatment. However, even after treatment, the injury becomes more severe after you return to work. Most states require you to file for workers’ compensation benefits when a previous injury is aggravated. Nevertheless, many employers and insurance providers ensure that they give you the claim with the lowest expense.
What are the common pre-existing conditions?
Pre-existing conditions are either inherited or a result of previous injuries or diseases. Employees may suffer from conditions that do not relate to the job description. Here are some of the common types of these conditions:
- Herniated discs
- Back injuries
- Rheumatoid arthritis
- Knee injuries
Supporting your injury claim
An insurance company or your employer may try to deny or minimize your claim. Here are some steps you can follow to ensure that you receive the necessary benefits:
- File your claim as soon as possible because the employer needs to know about your injury. Failure to file the claim early shows the insurance company that the injury is not severe. If you fail to report the injury within the specified deadline, most companies reject the claim.
- Consulting a doctor is vital. Once the doctor learns of your medical history and the pre-existing condition, they can better treat your injury.
It’s more complex to file a workers’ compensation claim if you have a pre-existing medical condition. However, an attorney may assist with filing your claim and address your concerns.