After being injured in a workplace accident, you will likely be able to
secure workers’ compensation benefits. These benefits will cover
any necessary medical treatment that is related to your injury as well
as your lost wages. That said, the types of workers’ compensation
benefits you are able to receive will depend entirely on the specifics
of your situation, including the severity of your injury and your chances
of a full recovery.
One of the most pressing questions injured workers ask when it comes to
their workers’ compensation benefits is in regards to how they will
receive these benefits. Continue reading below to learn more about how
workers’ compensation benefits are paid and what they cover.
Medical and Hospitalization Benefits
If you sustain a work-related injury or illness that requires hospitalization
or medical treatment, workers’ compensation insurance will cover
all of your necessary medical expenses. This includes:
- Hospital stays
- Crutches or other assistive devices
- Nursing services
Be sure you keep thorough records of all the medical treatment you receive.
In the event that there is an error, having detailed records readily available
can make it a lot easier to correct the mistake.
Additionally, workers’ compensation will cover any lost earning capacity
that prevents you from performing the duties you had prior to your injury.
For example, if your injury rendered you temporarily and partially disabled,
you would be entitled to 50% of the difference between your current wages
and the wages you earned before your partial disability.
If you have a permanent disability, regardless if it is total or partial,
you would also be eligible for compensation.
If your injuries prevent you from returning to the job you previously had,
workers’ compensation insurance might also cover vocational rehabilitation.
Training can last up to two years and is designed to help you prepare
for and secure new gainful employment that differs from your previous
job. These vocational benefits include:
- Vocational assessment
- Vocational counseling
- Resume services
- Job training
- Job placement
When Are Benefits Paid?
Workers’ compensation benefits are paid within 15 days of the payment
due date. They might also be paid 15 days after the benefits are awarded
by the Workers’ Compensation Commission (WCC). However, the WCC
does not pay employees their workers’ compensation benefits. Their
role is simply to ensure the claim is processed and to make decisions
regarding approval or denial. It is the obligation of your employer’s
insurer or your employer, if they are self-insured, to pay all benefits
that are awarded by the WCC.
Workers’ Compensation Attorneys in Marietta and Cobb County
If you sustained an injury or occupational illness, you could be eligible for
workers’ compensation benefits. At Chestnut & Beller, our workers’ compensation attorneys
in Cobb County are dedicated to fighting on behalf of injured workers
to ensure they receive the help they deserve. Backed by over 60 years
of combined legal experience and a proven track record of success, you
can rely on our team to provide the exceptional legal representation you
need during this difficult time.
To get started on your case,
contact our law firm today at (770) 285-5542 to request your free initial case