Upon filing your workers’ compensation claim, your employer’s
insurance company will begin obtaining as much background information
as possible about you. Surprisingly, they can actually collect a vast
amount of information about without ever needing to contact or question
you. Therefore, it is critical that you do not compromise your workers’
compensation claim by providing false or inaccurate information to anyone
involved in your case, such as a workers’ compensation judge, defense
attorney, claims administrator, or medical provider.
How the Insurance Company Obtains Information
There are many things the insurance company can do to gather information
about you. One of the first things they might do, however, is contact
your employer to obtain witness statements from your supervisors and co-workers.
They will also obtain a copy of your personnel file.
What can they glean from either of these? First, witness statements can
provide the insurance company information about you and your injury, including
your job duties and information regarding your personal life, such as
outside activities and family life. Your personnel file will be able to
provide some basic information, including your address, emergency contact
information, and information about your spouse and children, if applicable.
In some cases, a personnel file might even contain your resume and job
application, which can also provide some important background information.
Additionally, it could also provide information regarding your attendance
at work, absenteeism, and wage information.
Next, the insurance company will conduct an index search. This is typically
done on a large database, on which insurance companies share information
involving a variety of claims. They can investigate if you have been in
an auto accident and check the claims by name, plate number, and vehicle
identification number (VIN). They can also check for property claims by
name and address and will likely search for other workers’ compensation claims.
Lastly, your employer’s insurance company will use the internet to
gather as much information as they can about you. A vast amount of the
information they are able to obtain will likely come from your social
media presence, so it is crucial to understand how they can use this tool
against you. Through social media, the insurance company will find:
Pictures of you: What is so bad about this? As the saying goes, a picture is worth a thousand
words, so if you have pictures up on social media that contradict your
case in some way, or can be taken out of context and used against you,
the insurance company will find them.
Your address: The internet can also be used to verify your residential address and,
if you have pictures up of where you currently live, these can be used
for verification as well.
The people you know: Their search can also produce the names of individuals who are your associates,
which can be helpful in pointing them in the right direction of who they
should interview regarding your activities outside of work.
Your hobbies: When we share on social media, much of what we post tends to relate to
what we are passionate about or enjoy, including our hobbies. If you are
in a softball league or soccer league, for example, and continue to partake
in these activities despite your injuries, the insurance company will
likely find out about it and try to record you engaging in your hobbies
A timeline: By participating in social media, you are inadvertently providing a timeline
for the insurance company. If something you post contradicts the timeline
in your case, these discrepancies can present a problem and jeopardize
Remember, once you file a workers’ compensation claim, your life
will be thoroughly examined, so do what you can to prevent the insurance
company from denying you of the benefits you need and deserve during this
Workers’ Compensation Attorneys in Marietta & Cobb County
If you suffered an accident at your place of work that resulted in injuries,
you are entitled to receive workers’ compensation benefits. At Chestnut
& Beller, our Marietta and Cobb County workers’ compensation
attorneys are dedicated to protecting the rights of those we serve to
ensure they are able to achieve a fair and just financial recovery. Contact
our firm today!
Call us at
(770) 285-5542 to schedule a free initial case evaluation with a knowledgeable and skilled
member of our legal team. Your rights are on the line, so it is crucial
to act quickly!