Workers’ compensation law in Georgia can be confusing to say the
least. Amidst all the different deadlines, restrictions, and applicable
laws, it can be difficult to make sense of it all. Our firm has created
a short list of some of the most frequently asked questions to help clear
up some of the confusion. If you have any further questions that are not
listed here, please feel free to
contact our office and we will be happy to address your concerns.
What Is Workers’ Compensation?
Workers’ compensation is an insurance program financed by employers
that provides injured workers with income, medical, and rehabilitative
benefits in the event that they should be injured throughout the scope
of their occupation. Workers’ compensation also provides death benefits
to the dependents of deceased workers in the event that a worker should
pass away in a work-related accident. Under Georgia law, all employers
with three or more workers must have workers’ compensation insurance.
What Injuries are Covered Under Workers’ Compensation?
Nearly any injury or illness that a worker should be afflicted with resulting
from their work is covered under worker’s compensation, as long
as the injury was not caused by a worker’s recklessness. Slip and
falls, stress-related injuries such as carpal tunnel, on-the-job car accidents,
and injuries from equipment malfunctions are just some of the many injuries
that are covered.
Can I Collect Workers’ Compensation and Sue My Employer?
No. In exchange for coverage under workers’ compensation, you waive
your right to sue your employer for damages in the event of your injury.
In the event that your injury should be caused by someone other than your
employer, however, you may be able to pursue financial recovery by filing
a claim against the responsible third parties.
How Long Do I Have to File a Claim?
You must inform your employer within 30 days of suffering a workplace
injury. Failing to do so may cause you to forfeit your right to receive
Can I Receive Both Workers’ Compensation and Social Security Benefits?
Yes, though your social security benefits may be reduced.
How Long Do Workers’ Compensation Benefits Last?
The length that workers’ compensation benefits will continue to
be paid depends on the extent of a person’s injuries and the time
it takes an employee to heal. Generally speaking, benefits will continue
to be paid as long as you adhere to all prescribed treatments as determined
by your physician. Disability payments will be payable for a maximum of
400 weeks from the date of injury, unless an employee’s injuries
are deemed catastrophic.
Workers’ Compensation Lawyers in Cobb County
If you have been injured in a work-related accident, it is vital you retain
the services of a powerful attorney as soon as possible to maximize your
chances of securing your entitled benefits. At Chestnut & Beller, our
Cobb County workers’ compensation attorneys have more than 60 years of dedicated legal experience and can provide
the strong advocacy you need to ensure your rights are protected.
Call (770) 285-5542 or
request a free consultation today to review your legal options.